Even though identity thieves are finding new ways to steal information over the Internet, the original theft--for example, taking out a credit card in your name--tends to be a low-tech crime. According to the Federal Trade Commission, about half the country's victims know how their information was swiped, and in many cases the breach was paper--bills, credit card solicitations, and financial statements--pilfered from garbage cans and mailboxes.

Receive your statement electronically and enjoy safety, timeliness, and convenience. Just log onto $oonerNet,* and click on the "E-Statements" link. You'll need to accept the disclosures and enter your e-mail address. After that, you'll begin getting your statements electronically.

You will need to sign up at least five days before the end of the month to begin receiving statements right away. You'll get an e-mail notifying you that your e-statement is ready to view. $oonerNet will store your e-statements indefinitely. This way you can print an extra statement anytime without paying a statement copy fee.

*Please note that if you don't have access to $oonerNet, you'll need to sign up at either OUFCU location or call and request that a $oonerNet application be mailed to you.